:root{--navy:#092447;--teal:#00a19a;--ink:#17324c;--muted:#52677a;--pale:#edf7f6;--line:#dbe8eb;--white:#fff;--shadow:0 18px 50px rgba(9,36,71,.1)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font:16px/1.7 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:#007e78;text-underline-offset:3px}a:hover{color:var(--navy)}img{max-width:100%;height:auto}h1,h2,h3,h4,h5,h6{line-height:1.18;color:var(--navy);letter-spacing:-.025em}h1{font-size:clamp(2.45rem,5vw,4.7rem);margin:.3em 0}h2{font-size:clamp(1.9rem,3.2vw,2.8rem)}p{margin:0 0 1.2rem}.wrap{width:min(1160px,calc(100% - 40px));margin-inline:auto}.narrow{max-width:800px}.section{padding:88px 0}.section-soft{background:#f4f9f9}.section-dark{background:var(--navy);color:#dcebed}.section-dark h1,.section-dark h2,.section-dark h3{color:#fff}.eyebrow{color:var(--teal);font-size:.77rem;letter-spacing:.16em;font-weight:800;text-transform:uppercase}.lead{font-size:1.15rem;color:var(--muted)}.section-dark .lead{color:#dcebed}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:20px;background:#fff;padding:28px;box-shadow:0 8px 30px rgba(9,36,71,.035)}.card h3{font-size:1.25rem;margin:14px 0}.card p{color:var(--muted)}.card .icon{display:grid;place-items:center;width:46px;height:46px;border-radius:13px;background:var(--pale);color:#007e78;font-weight:800}.card a:last-child{font-weight:700}.button,.btn-gradient,.btn-orange,.btn-primary{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;background:var(--teal)!important;border:1px solid var(--teal)!important;color:#fff!important;text-decoration:none;font-weight:750;border-radius:10px;padding:13px 23px;cursor:pointer;box-shadow:none!important}.button:hover,.btn-gradient:hover,.btn-orange:hover{background:#007e78!important}.button-small{padding:9px 14px;font-size:.9rem}.button-outline{background:transparent!important;border-color:currentColor!important;color:inherit!important}.button-outline:hover{background:#ffffff24!important;color:#fff!important}.site-header{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--line)}.nav-wrap{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand img{display:block;max-width:155px}.site-header nav{display:flex;align-items:center;gap:20px}.site-header nav>a:not(.button){font-size:.9rem;font-weight:650;text-decoration:none;color:var(--navy)}.site-header nav>a:hover,.site-header nav>a[aria-current]{color:#007e78}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;padding:8px 14px;border-radius:8px;color:var(--navy);font-weight:700}.skip-link{position:absolute;left:-9999px;top:0;background:#fff;z-index:999;padding:10px}.skip-link:focus{left:10px}.hero{background:var(--navy);color:#fff;overflow:hidden}.hero-layout{display:grid;grid-template-columns:45% 55%;min-height:590px}.hero-copy{align-self:center;padding:60px max(30px,calc((100vw - 1160px)/2)) 70px max(20px,calc((100vw - 1160px)/2));width:calc(100% + 70px);z-index:1}.hero h1{color:#fff}.hero p{color:#dbe8ed;max-width:470px}.hero-photo{width:calc(100% + 70px);height:100%;margin-left:-70px;object-fit:cover;object-position:center;clip-path:polygon(14% 0,100% 0,100% 100%,0 100%)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero .eyebrow{color:#70e3d8}.page-hero{background:linear-gradient(120deg,#092447,#104060);padding:74px 0;color:#fff}.page-hero h1{color:#fff;font-size:clamp(2.3rem,4.5vw,4rem);max-width:800px}.page-hero p{color:#dcebed;max-width:740px}.steps{counter-reset:step}.steps .card:before{counter-increment:step;content:"0" counter(step);color:var(--teal);font-weight:850}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.form-shell{border:1px solid var(--line);border-radius:20px;background:#fff;padding:30px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.wide{grid-column:1/-1}.field label{font-weight:700;color:var(--navy)}input,select,textarea{font:inherit}input:not([type=checkbox]),select,textarea{width:100%;padding:12px 14px;border:1px solid #c9d8dc;border-radius:9px;background:#fff;color:var(--ink)}textarea{min-height:130px;resize:vertical}.field input:focus,.field textarea:focus,.field select:focus{outline:2px solid var(--teal);outline-offset:1px}.form-note{color:var(--muted);font-size:.9rem}.alert{padding:14px 18px;border-radius:10px;margin-bottom:18px}.alert-success{background:#e4f5ed;color:#14543c}.alert-error{background:#fff0ef;color:#8a2927}.honeypot{position:absolute;left:-9999px}.article-body{max-width:790px;margin:auto;font-size:1.06rem}.article-body h2{margin-top:2.2rem}.article-body li{margin-bottom:.7rem}.article-meta{color:var(--muted);font-size:.9rem}.tag{display:inline-block;border-radius:100px;background:var(--pale);color:#086f6c;padding:4px 12px;font-size:.8rem;font-weight:750}.site-footer{background:var(--navy);color:#cddde6;padding:70px 0 22px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:35px}.site-footer h2{font-size:1rem;color:#fff}.site-footer a{display:block;color:#dce8ee;text-decoration:none;margin:0 0 10px}.site-footer a:hover{color:#75dfd6}.site-footer .button{color:#fff;margin-top:10px;width:max-content}.footer-logo img{background:#fff;border-radius:6px;padding:5px;box-sizing:content-box}.footer-iso{display:block;max-width:128px;max-height:80px;object-fit:contain;background:#fff;border-radius:6px;padding:5px;margin:20px 0 10px}.footer-bottom{border-top:1px solid #ffffff2e;margin-top:45px;padding-top:18px;display:flex;justify-content:space-between;font-size:.83rem}.small{font-size:.84rem}body .text-primary{color:var(--teal)!important}body .bg-primary{background:var(--navy)!important}body .bg-light{background:#f4f9f9!important}body .btn-outline-primary{border-color:var(--teal);color:#007e78}body .btn-outline-primary:hover{background:var(--teal);color:#fff}body .legal-hero{background:var(--navy)!important;margin-top:0!important}body .legal-body h2,body .legal-body h3,body .legal-body a{color:var(--navy)!important}body .legal-body .highlight-box,body .legal-body .last-updated{background:var(--pale)!important;border-color:var(--teal)!important}body .legal-body{max-width:860px}body .hero-section{background:var(--navy)!important}body .hero-section:before{display:none}body .feature-icon{background:none!important;color:var(--teal)!important;-webkit-text-fill-color:var(--teal)!important}body .trust-icon,body .stat-number{color:var(--teal)!important}body .step-number{background:var(--teal)!important}body .status-card,body .application-form{box-shadow:var(--shadow)!important}.form-check-input:checked{background-color:var(--teal);border-color:var(--teal)}@media(max-width:1050px){.site-header nav{gap:12px}.site-header nav>a:not(.button){font-size:.81rem}}@media(max-width:850px){.menu-toggle{display:block}.site-header nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.site-header nav.is-open{display:flex}.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:repeat(2,1fr)}.hero-layout{grid-template-columns:1fr}.hero-copy{width:auto;padding:65px 24px 50px}.hero-photo{width:100%;height:360px;margin:0;clip-path:polygon(0 8%,100% 0,100% 100%,0 100%)}.split{grid-template-columns:1fr;gap:30px}}@media(max-width:570px){.section{padding:60px 0}.grid,.grid.two,.form-grid,.footer-grid{grid-template-columns:1fr}.field.wide{grid-column:auto}.footer-bottom{gap:12px;flex-direction:column}.hero-photo{height:260px}.form-shell{padding:20px}}